:root{
    --ink:#0E1A2B;
    --ink-2:#16263C;
    --ink-3:#1F3450;
    --paper:#F5F7FA;
    --card:#FFFFFF;
    --line:#E2E7EE;
    --line-ink:rgba(255,255,255,.12);
    --text:#1B2632;
    --muted:#5C6776;
    --muted-2:#8A95A4;
    --on-ink:#E4EAF2;
    --on-ink-muted:#9DABBE;
    --accent:#C8A560;        /* restrained brass */
    --accent-deep:#8C6E2E;   /* brass for text on light */
    --accent-soft:rgba(200,165,96,.12);
    --danger:#B5462F;
    --ok:#3C6E57;
    --maxw:1140px;
    --radius:10px;
    --shadow:0 1px 2px rgba(14,26,43,.04), 0 12px 32px rgba(14,26,43,.06);
    --serif:"Iowan Old Style","Palatino Linotype",Palatino,"URW Palladio L",Georgia,"Times New Roman",serif;
    --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",system-ui,Roboto,Helvetica,Arial,sans-serif;
    --mono:ui-monospace,"SF Mono","Cascadia Code","Roboto Mono",Consolas,"Liberation Mono",monospace;
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  @media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
  body{
    margin:0;
    font-family:var(--sans);
    color:var(--text);
    background:var(--paper);
    line-height:1.6;
    font-size:17px;
    -webkit-font-smoothing:antialiased;
    text-rendering:optimizeLegibility;
  }
  h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.18;color:var(--ink);letter-spacing:-.01em;margin:0 0 .5em}
  h2{font-size:clamp(1.55rem,3.2vw,2.3rem)}
  h3{font-size:1.18rem;letter-spacing:0}
  p{margin:0 0 1rem}
  a{color:var(--accent-deep);text-decoration:none}
  a:hover{text-decoration:underline}
  img{max-width:100%}
  ul{margin:0 0 1rem;padding-left:1.15rem}
  li{margin:.25rem 0}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
  .eyebrow{
    font-family:var(--mono);font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;
    color:var(--accent-deep);margin:0 0 .9rem;display:inline-flex;align-items:center;gap:.6rem;font-weight:600;
  }
  .eyebrow::before{content:"";width:26px;height:1px;background:var(--accent)}
  .on-ink .eyebrow{color:var(--accent)}
  section{padding:78px 0;border-top:1px solid var(--line)}
  .lead{font-size:1.16rem;color:var(--muted);max-width:62ch}
  .section-head{max-width:64ch;margin-bottom:42px}
  /* Buttons */
  .btn{
    display:inline-flex;align-items:center;gap:.55rem;font-family:var(--sans);font-weight:600;font-size:.97rem;
    padding:.85rem 1.35rem;border-radius:8px;border:1px solid transparent;cursor:pointer;transition:.15s ease;
    line-height:1;text-decoration:none;
  }
  .btn:hover{text-decoration:none;transform:translateY(-1px)}
  .btn-primary{background:var(--accent);color:#231a07;border-color:var(--accent)}
  .btn-primary:hover{background:#d4b475}
  .btn-ghost{background:transparent;color:var(--on-ink);border-color:rgba(255,255,255,.28)}
  .btn-ghost:hover{border-color:rgba(255,255,255,.6);background:rgba(255,255,255,.04)}
  .btn-dark{background:var(--ink);color:var(--on-ink);border-color:var(--ink)}
  .btn-dark:hover{background:var(--ink-2)}
  .btn-block{width:100%;justify-content:center;padding:1rem}
  /* Header / nav */
  header.site{position:sticky;top:0;z-index:60;background:rgba(14,26,43,.94);backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--line-ink)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:66px}
  .brand{display:flex;align-items:center;gap:.7rem;color:#fff;font-family:var(--serif);font-weight:600;font-size:1.12rem;letter-spacing:-.01em}
  .brand:hover{text-decoration:none}
  .brand .mark{width:30px;height:30px;border:1.5px solid var(--accent);border-radius:6px;display:grid;place-items:center;font-family:var(--mono);font-size:.66rem;color:var(--accent);letter-spacing:.05em;font-weight:700}
  .brand small{display:block;font-family:var(--mono);font-size:.6rem;letter-spacing:.16em;color:var(--on-ink-muted);text-transform:uppercase;font-weight:600}
  .brand-logo{height:44px;width:auto;display:block;background:#fff;padding:5px 9px;border-radius:7px;border:1px solid rgba(255,255,255,.18)}
  footer .brand-logo{height:52px}
  @media (max-width:680px){.brand-logo{height:38px;padding:4px 7px}}
  .navlinks{display:flex;align-items:center;gap:1.6rem}
  .navlinks a{color:var(--on-ink-muted);font-size:.9rem;font-weight:500}
  .navlinks a:hover{color:#fff;text-decoration:none}
  .nav-cta{padding:.6rem 1rem !important;font-size:.85rem !important}
  .navtoggle{display:none;background:none;border:1px solid rgba(255,255,255,.25);border-radius:6px;width:42px;height:38px;cursor:pointer;color:#fff}
  .navtoggle span{display:block;width:18px;height:2px;background:#fff;margin:3px auto;border-radius:2px}
  /* Hero */
  .hero{background:
      radial-gradient(900px 480px at 78% -8%, rgba(200,165,96,.10), transparent 60%),
      linear-gradient(180deg,#0E1A2B 0%, #112338 100%);
    color:var(--on-ink);border-top:none;padding:84px 0 76px}
  .hero h1{color:#fff;font-size:clamp(2.05rem,5vw,3.35rem);max-width:16ch}
  .hero .sub{font-size:1.2rem;color:var(--on-ink);max-width:60ch;margin-top:1.2rem}
  .hero .cta-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:2rem}
  .trust{display:flex;flex-wrap:wrap;gap:.5rem .55rem;margin-top:2.6rem;max-width:760px}
  .trust span{
    font-family:var(--mono);font-size:.7rem;letter-spacing:.06em;color:var(--on-ink);text-transform:uppercase;
    border:1px solid var(--line-ink);border-radius:999px;padding:.45rem .8rem;background:rgba(255,255,255,.03);font-weight:500
  }
  .trust span::before{content:"▪";color:var(--accent);margin-right:.5rem}
  .hero-meta{margin-top:2.4rem;font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;color:var(--on-ink-muted);text-transform:uppercase}
  /* Generic panel/card */
  .grid{display:grid;gap:20px}
  .cards-3{grid-template-columns:repeat(3,1fr)}
  .cards-2{grid-template-columns:repeat(2,1fr)}
  .card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
  .card h3{margin-bottom:.4rem}
  .card .ref{font-family:var(--mono);font-size:.68rem;letter-spacing:.12em;color:var(--muted-2);text-transform:uppercase;display:block;margin-bottom:.9rem}
  .card .meta{border-top:1px solid var(--line);margin-top:1rem;padding-top:1rem;font-size:.88rem;color:var(--muted)}
  .card .meta b{color:var(--text);font-weight:600;display:block;font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;font-family:var(--mono);margin-bottom:.2rem}
  /* Problem chips */
  .problem-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:8px}
  .problem{background:var(--card);border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:8px;padding:18px 18px;font-weight:600;color:var(--ink);font-size:.97rem}
  .problem em{display:block;font-weight:400;font-style:normal;color:var(--muted);font-size:.85rem;margin-top:.3rem}
  /* Process / custody ledger */
  .ledger{background:var(--ink);color:var(--on-ink);border-radius:14px;overflow:hidden;border:1px solid var(--ink-3)}
  .ledger-head{padding:18px 26px;border-bottom:1px solid var(--line-ink);display:flex;justify-content:space-between;align-items:center;font-family:var(--mono);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--on-ink-muted)}
  .ledger-head .accent{color:var(--accent)}
  .step{display:grid;grid-template-columns:120px 1fr;gap:24px;padding:24px 26px;border-bottom:1px solid var(--line-ink)}
  .step:last-child{border-bottom:none}
  .step .code{font-family:var(--mono);font-size:.8rem;color:var(--accent);letter-spacing:.06em}
  .step .code small{display:block;color:var(--on-ink-muted);font-size:.68rem;margin-top:.35rem;letter-spacing:.1em}
  .step h3{color:#fff;font-size:1.08rem;margin-bottom:.3rem}
  .step p{color:var(--on-ink-muted);margin:0;font-size:.96rem}
  /* Evidence sources */
  .sources{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--card)}
  .source{padding:18px 20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);font-size:.95rem;display:flex;align-items:flex-start;gap:.6rem}
  .source::before{content:"›";color:var(--accent-deep);font-weight:700}
  .source b{font-weight:600}
  .source span{color:var(--muted);font-size:.85rem;display:block}
  /* Callout */
  .callout{border-radius:var(--radius);padding:24px 26px;border:1px solid var(--line);background:var(--card)}
  .callout.warn{border-color:rgba(181,70,47,.35);background:#fdf3f0}
  .callout.warn .tag{color:var(--danger)}
  .callout.note{border-left:4px solid var(--accent)}
  .callout .tag{font-family:var(--mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;display:block;margin-bottom:.5rem;color:var(--accent-deep)}
  .callout p:last-child{margin-bottom:0}
  /* Two-col split */
  .split{display:grid;grid-template-columns:1.15fr .85fr;gap:46px;align-items:start}
  /* For / Not for */
  .forlist{list-style:none;padding:0;margin:0}
  .forlist li{padding:.5rem 0 .5rem 1.8rem;position:relative;border-bottom:1px solid var(--line);font-size:.97rem}
  .forlist li:last-child{border-bottom:none}
  .forlist.yes li::before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:700}
  .forlist.no li::before{content:"✕";position:absolute;left:0;color:var(--danger);font-weight:700}
  /* When to contact / urgency */
  .urgent-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
  .urgent{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:18px 20px}
  .urgent b{display:block;color:var(--ink);margin-bottom:.2rem}
  .urgent p{margin:0;color:var(--muted);font-size:.92rem}
  /* FAQ */
  .faq details{background:var(--card);border:1px solid var(--line);border-radius:8px;margin-bottom:10px;overflow:hidden}
  .faq summary{list-style:none;cursor:pointer;padding:18px 22px;font-weight:600;color:var(--ink);display:flex;justify-content:space-between;gap:1rem;align-items:center;font-size:1.02rem}
  .faq summary::-webkit-details-marker{display:none}
  .faq summary::after{content:"+";font-family:var(--mono);color:var(--accent-deep);font-size:1.3rem;transition:transform .2s;flex:none}
  .faq details[open] summary::after{content:"–"}
  .faq details[open] summary{border-bottom:1px solid var(--line)}
  .faq .answer{padding:16px 22px 20px;color:var(--muted);font-size:.97rem}
  .faq .answer p{margin:0}
  /* AI summary */
  .ai-summary{background:var(--ink);color:var(--on-ink);border-radius:14px;padding:40px;border:1px solid var(--ink-3)}
  .ai-summary h2{color:#fff}
  .ai-summary .eyebrow{color:var(--accent)}
  .ai-summary dl{display:grid;grid-template-columns:170px 1fr;gap:.3rem 24px;margin:1.4rem 0 0;font-size:.96rem}
  .ai-summary dt{font-family:var(--mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);padding-top:.45rem}
  .ai-summary dd{margin:0;color:var(--on-ink);padding:.35rem 0;border-bottom:1px solid var(--line-ink)}
  .ai-summary dd:last-of-type{border-bottom:none}
  /* Contact / form */
  .contact-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:46px;align-items:start}
  form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
  label{display:block;font-size:.82rem;font-weight:600;color:var(--ink);margin:0 0 .35rem;letter-spacing:.01em}
  .field{margin-bottom:16px}
  input,select,textarea{
    width:100%;font-family:var(--sans);font-size:.97rem;color:var(--text);background:#fff;
    border:1px solid var(--line);border-radius:8px;padding:.72rem .85rem;transition:.12s
  }
  input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft)}
  textarea{resize:vertical;min-height:120px}
  .reassure{font-size:.84rem;color:var(--muted);margin-top:.9rem}
  .form-card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:var(--shadow)}
  .contact-aside .callout{margin-bottom:18px}
  .contact-line{font-family:var(--mono);font-size:.95rem;color:var(--ink);margin:.3rem 0}
  .contact-line span{color:var(--muted-2);font-size:.7rem;display:block;letter-spacing:.1em;text-transform:uppercase}
  /* Secure-message QR codes */
  .qr-row{display:flex;gap:1.4rem;flex-wrap:wrap;margin-top:1.1rem;padding-top:1.1rem;border-top:1px solid var(--line)}
  .qr-block{display:flex;flex-direction:column;align-items:center;gap:.5rem}
  .qr-block img{width:104px;height:104px;border:1px solid var(--line);border-radius:6px;background:#fff;display:block}
  .qr-label{font-family:var(--mono);font-size:.7rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ink);text-align:center}
  .qr-label span{display:block;font-family:var(--sans);font-size:.72rem;font-weight:400;letter-spacing:0;text-transform:none;color:var(--muted);margin-top:.15rem}
  /* Footer */
  footer{background:var(--ink);color:var(--on-ink-muted);border-top:1px solid var(--ink-3);padding:56px 0 34px;font-size:.9rem}
  footer h4{color:#fff;font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:600;margin-bottom:1rem}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:36px}
  footer a{color:var(--on-ink-muted)}
  footer a:hover{color:#fff}
  .foot-areas{display:flex;flex-wrap:wrap;gap:.4rem .5rem}
  .foot-areas span{font-size:.8rem;border:1px solid var(--line-ink);border-radius:5px;padding:.2rem .5rem}
  .disclaimer{border-top:1px solid var(--ink-3);padding-top:22px;font-size:.78rem;line-height:1.6;color:#7d8a9c}
  .reviewed{font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;color:var(--accent);margin-top:14px}
  .skip{position:absolute;left:-999px;top:0;background:var(--accent);color:#231a07;padding:.6rem 1rem;border-radius:0 0 6px 0;z-index:100}
  .skip:focus{left:0}
  /* Responsive */
  @media (max-width:960px){
    .cards-3{grid-template-columns:repeat(2,1fr)}
    .problem-grid{grid-template-columns:repeat(2,1fr)}
    .sources{grid-template-columns:repeat(2,1fr)}
    .split,.contact-wrap{grid-template-columns:1fr;gap:32px}
    .ai-summary dl{grid-template-columns:1fr}
    .ai-summary dt{padding-top:1rem}
  }
  @media (max-width:680px){
    section{padding:56px 0}
    .navlinks{position:fixed;inset:66px 0 auto 0;flex-direction:column;background:var(--ink);padding:16px 24px 24px;gap:.4rem;border-bottom:1px solid var(--line-ink);display:none}
    .navlinks.open{display:flex}
    .navlinks a{padding:.6rem 0;width:100%;border-bottom:1px solid var(--line-ink)}
    .navtoggle{display:block}
    .nav-cta{display:none}
    .cards-3,.cards-2,.problem-grid,.sources,.urgent-grid,form .row{grid-template-columns:1fr}
    .step{grid-template-columns:1fr;gap:8px}
    .ai-summary{padding:26px}
    .hero{padding:60px 0 56px}
  }

  h3.foot-h,p.foot-h{color:#fff;font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:600;margin-bottom:1rem}

/* ---- sub-page additions (service/insight/glossary pages) ---- */
.crumbs{font-size:.8rem;color:var(--muted,#5C6776);margin:0 0 1.2rem}
.crumbs a{color:inherit}
.hero-sub{padding:3.2rem 0 2.6rem}
.prose{max-width:70ch}
.prose p{margin:0 0 1.1rem}
.prose ul{margin:0 0 1.2rem;padding-left:1.2rem}
.prose ul li{margin-bottom:.5rem}
.prose h2{margin-top:2.2rem}
.svc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1rem;margin-top:1.6rem}
.faq-mini dt{font-weight:700;color:var(--ink,#0E1A2B);margin-top:1.4rem}
.faq-mini dd{margin:.4rem 0 0}
.cta-panel{background:var(--ink,#0E1A2B);color:#fff;border-radius:10px;padding:1.8rem;margin-top:2.4rem}
.cta-panel h2{color:#fff;margin:0 0 .6rem}
.cta-panel p{color:#E4EAF2;margin:0 0 1rem}
.cta-panel a.btn{margin-right:.8rem}
.byline{font-size:.85rem;color:var(--muted,#5C6776);margin:-.4rem 0 1.6rem}